There is no such thing to be over protective in regards to your house and your finances. There are plenty of roofing contractors on the market which are willing to bend the principles to simplify things for themselves, leading to problems for you personally and your roof. Even honest contractors make mistakes every once in a while. This is exactly why it's important to learn these 4 simple ways to guard yourself when choosing a Roofing Contractor Dallas.
Problem: You hire a roofing contractor to repair a leak in your roof. Among their workers decides not to utilize proper safety procedures and falls, breaking his leg. The employee holds you Roofing Contractor Dallas responsible to pay for his medical expenses, when he was hurt on your own property.
Solution: Roofers Compensation is a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees are entitled to recuperate expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you are saved the problem and expenses of paying those bills yourself.
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there's an urgent storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you will find exclusions preventing coverage of the interior of your building. You end up paying to repair the damages yourself.
Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they've good liability insurance. This may cover anything from broken windows to damaged interiors as mentioned in the specific situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it's almost like there is no coverage at all. Look for coverage that doesn't exclude water damage caused by leaving a roof open.
Problem: You hire a fresh roofing company to work on your roof. A few months later you see a leak. You try to contact the organization, but can't find their information. You try to appear them up by their business license and you will find that there clearly was never a company license issued for that company. You are forced to pay for the repairs yourself.
Solution: Check ahead of time that your Roofing Contractor Dallas has a company license. If they do not have a license, it might be a sign that they don't really know very well what they're doing. The business could easily disappear or walk out business.
In their state of Utah, your roofing company must have a shingle license and an over-all roofing license to put in a pitched roof. A set roof installation only requires a general roofing license.
A broad contractor is legally able to set up a roof with out a roofing license if they've a broad contractor license. However, there have been a lot of cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners in addition to home owners. It is great for a general contractor to have a roofing license in addition to their general contractors license.
In Utah, the amount for an over-all roofing licence is S280. The general contractors license is B100.
If your Roofing Contractor Dallas is in the middle of taking care of your roof and you will find they've given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not required to cover anything to the contractor because they certainly were operating illegally. Then you're able to look for a qualified contractor to fix your roof and finish the job.
Problem: Your roof has been completed and you spend the contractor. However, 2-3 weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your roof. You see that the contractor didn't pay his supplier and that you are now responsible for that payment. It's happened and sometimes happens to you.
Solution: Make sure to request a lien waiver when the task is completed and when you pay. A lien waiver simply states that if the contractor fails to produce his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to safeguard your home or building owner from paying twice. If you obtain the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.